Hummingbird Software
Fermat Risk Intelligence
23Metros Monitored
21,834Tracts Modeled
$376.8BBook Exposure
51Events Cataloged
PORTFOLIO

Behavioral risk by neighborhood — where is concentration risk today?

EVENTS

51 cat events — which insurers were exposed and how much?

FORECAST

AUC 0.94 — where is claiming behavior migrating in the next 3 years?

Prototype · Carrier assignments are synthetic · Model v1.15_ancillary · Data current as of April 2026

FERMAT RISK INTELLIGENCE
PROTOTYPE Fermat Capital Management